Life Pro Tips: See your credit score and report, for free.

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Life Pro Tips: See your credit score and report, for free.

 

We’ve all tried it, haven’t we?  Paying $1 to see our credit report/credit score only forgetting to cancel the membership after 7 days and being charged an additional $40?  Not cool.  Lucky for us, there are multiple services that provide this information securely, and for free.

Credit Report

You can get your free annual credit report by visiting www.annualcreditreport.com.  We recommend setting up a calendar reminder that notifies you when the year is up, so you can re-pull and verify that the information reported to the three credit bureaus (Equifax, Experian, and TransUnion) is accurate.  You also have the legal right to dispute any erroneous information per the FCRA.

Credit Score

You will not receive your FICO or Vantage credit score with your fee annual credit report.  Luckily, there are many ways for you to do so, for free.

Websites/Services for credit score estimates

Credit Cards for credit score estimates

In addition, if you have any of the following cards, you can view your estimated credit score by signing into your card issuers dashboard.

  • Branded Citibank Cards
  • American Express
  • Discover cards
  • Bank of America Cards
  • Amazon Synchrony Store Card
  • Wells Fargo Cards
  • Barclaycards including the Sallie Mae Mastercard
  • Chase Slate
  • FNBO Cards
  • Walmart Store Card

It’s always good to monitor your credit history and be aware of any and all activity associated with your name.  Thanks for reading!